Next Steps: If a New York GHI policy meets your needs, we recommend you submit an online application today, so that your coverage can begin as soon as possible. You will be obtaining this policy at the the best price available anywhere. And, when you submit an application, there is no obligation to buy.* We recommend that you submit an application even if you intend to continue examining additional policy options. This strategy will provide you with fastest coverage, as you consider all of your options. If you have not found a policy that meets your needs, we recommend that you obtain quotes from local agents in your area, by completing the brief Health Quote Finder form below: For additional information on guaranteed acceptance laws in New York State, see A Consumer's Guide to Getting and Keeping Health Insurance in New York, from the Georgetown University Health Policy Institute.